Terms Of Use

Please read Responsive Auto Insurance’s Terms of Use carefully before using Responsive Auto Insurance’s Web site, www.responsiveauto.com, (the “Web site”). Your use of this site is expressly conditioned on your acceptance of these Terms of Use. If you do not agree with any part of the Terms of Use, you must not use this site. Continued use of this site by you will constitute your acceptance of any revisions to the Terms of Use. Responsive Auto Insurance reserves the right to modify the Terms of Use at any time. Please check this page regularly.

Permitted Use

The content provided on the responsiveauto.com website, including the information and images included in the site, is made available for your personal private non-commercial use only. You may not modify, republish, post or transmit anything you obtain from this website, including anything you download from the site, unless you first obtain our consent. You agree not to engage in systematic retrieval of data or other content from responsiveauto.com.  You may not use this site to engage in any illegal activity.

Limitation of Liability

Responsive Auto Underwriters, LLC., and its affiliates shall not be liable for any damage, injury, loss, or claim, nor any indirect, special, incidental or consequential damages of any kind, whether based in contract, tort, strict liability or otherwise, which arises out of (i) the use of, or inability to use, this site or content found in this site;(ii) any defect, error, omission, delay, interruption or computer virus; (iii) any Third-Party Site, materials in any Third-Party Site, or the inability to use any Third-Party Site; or, (iv) unless resulting from the gross negligence or intentional actions of Responsive Auto Insurance, the unauthorized access to or alteration of personal transmissions or data, even if Responsive Auto Insurance has been advised of the possibility of such damages.

If you are in a state that does not allow the limitation of liability for certain damages, the above limitation of liability or a portion of it may not apply to you. However, you agree in any event that Responsive Auto Insurance’s total liability for all damages, losses, injuries, or claims of any kind or nature shall be limited to the amount you have paid to access the Site.

Password Registration and Protection

Portions of the responsiveauto.com website are restricted and require a user identification code (“User ID”) and a user password for access. Unauthorized use of such parts of this website is strictly prohibited.  Actual or attempted unauthorized use of or access to such areas may result in criminal and/or civil prosecution.  Attempts to access such areas without authorization may be viewed, monitored and recorded, and any information obtained may be given to law enforcement organizations in connection with any investigation or prosecution of possible criminal activity on this system.  If you are not an authorized user of such areas or do not consent to continued monitoring, you should not attempt to access such areas. When you select a password to access the responsiveauto.com website, you agree to the following conditions:

Responsive Auto Underwriters, LLC, and it affiliates are authorized to act on instructions received under your password;

Responsive Auto Underwriters, LLC and its affiliates are not liable for any unauthorized access to your personal information that is not directly due to the gross negligence or intentional misconduct of Responsive Auto Underwriters, LLC and its affiliates;

By accessing the responsiveauto.com website you agree you will keep your password confidential and you will notify Responsive Auto Underwriters, LLC immediately if you believe someone else has obtained your User ID and password or if you believe an unauthorized access to the responsiveauto.com website or your personal information has occurred or may occur;

Responsive Auto Underwriters, LLC and its affiliates may block access to the online service site without prior notice if we believe your User ID and password are being used by someone other than you , if any unauthorized access to your personal information has occurred or may occur, or for any other reason.  Responsive Auto Underwriters, LLC and its affiliates are not under an obligation to block access.

Disclaimer of Warranty

All information, content and materials in this site, accessible from this site, or in a Third-Party Site are provided “as is” and without representations or warranties of any kind, either express or implied. Responsive Auto Insurance expressly disclaims all warranties, express or implied, with respect to this site including, but not limited to, implied warranties of merchantability, fitness for a particular purpose and non-infringement. In addition Responsive Auto Insurance does not warrant or represent that: (i) the functions or operation of this site will be uninterrupted or error-free; (ii) that defects will be corrected; (iii) that this site, its servers or any e-mail sent by Responsive Auto Insurance are free of viruses or other harmful components; (iv) the site will be available to you or that you will qualify for products or services offered; or (v) the materials in the site will be accurate as of any particular date. Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimer may not apply to you.

Copyrights and Trademarks

Except where otherwise indicated, all materials in this Web site, including without limitation the Responsive Auto Insurance logo and other Responsive Auto Insurance trademarks and service marks, are the copyrighted property of The Responsive Auto Insurance Underwriters, LLC., and/or its affiliated companies or third party licensors and are protected by international copyright and trademark laws, all rights reserved.

You may use, copy and distribute materials obtained from this Web site and without alternation for non-commercial purposes only; provided that the following copyright notice appears in all copies of any downloaded or printed materials: “© 2009 Responsive Auto Underwriters, LLC., All rights reserved.” All other use is prohibited.

Except as expressly provided herein, you shall not use any portion of this Web site, or any other intellectual property of Responsive Auto Underwriters, LLC., and/or its affiliated companies on any other Web site, in the source code of any other Web site, or in any other printed or electronic materials. Except as expressly provided herein, you shall not modify, publish, reproduce, republish, create derivative works, copy, upload, post, transmit, distribute, or otherwise use any of this Web site’s content or frame this Web site within any other Web site without our prior written permission. Systematic retrieval of data or other content from this site to create or compile, directly or indirectly, a collection, compilation, database or directory, without prior written permission from Responsive Auto Insurance, is prohibited.


Use of this site shall be governed by and construed in accordance with the laws of the State of Florida without giving effect to any principles of conflicts of laws. Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in Dade County, Florida.

We do not in any way imply that the materials on the sites or the products we discuss are available or for use outside of Florida or in jurisdictions in which we are not licensed to do business, or that we are soliciting business in any such jurisdiction.

Should any provision of these Terms of Use be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.

Third-Party Sites

This site contains links to other Internet Web sites (“Third-party Sites”) that are not maintained by Responsive Auto Insurance. These links are provided solely for your convenience. Those websites will have their own privacy policies that you may wish to review. Responsive Auto Insurance makes no warranties or representations about the content of, any products or services offered by, or the intellectual property compliance of, such Third-party Sites.

Privacy & Security

Please review our Privacy & Security Policy, which also governs your visit to this web site.

Right to Modify

Responsive Auto Underwriters, LLC and its affiliates reserve the right to modify these terms and conditions and the content of the responsiveauto.com website at any time in the company’s sole discretion.  Your use of this website after such changes are implemented constitutes your acceptance of any changes.

Underwriting Companies

Personal Auto insurance policies are underwritten by the following company:

Responsive Auto Underwriters, LLC.
P.O. Box 17900, Plantation, FL 33318
1 (866) 300-0080